Used Motorcycle & Scooter Finance

Motorcycle & Scooter Finance

Flexible Finance Options for Used Bikes & Scooters

At Yes Moto, we want to make buying your next used motorcycle or scooter as simple and affordable as possible.

That’s why we work with Jigsaw Finance, a trusted credit broker who works with a panel of lenders to help find the right finance solution — whatever your credit profile.

Whether you’re looking for your first bike or upgrading to something special, we can help you spread the cost in a way that suits your budget.

Finance Options Available:
✅ Hire Purchase (HP)
Pay for your bike with fixed monthly payments. Once all payments are made, you own the bike.

✅ Personal Contract Purchase (PCP) (available on selected bikes — ask for details)
Lower monthly payments with flexibility at the end of the agreement:

Pay the final balloon payment and keep the bike

Hand the bike back (subject to mileage/condition)

Part-exchange it for another bike

Why Finance Through Yes Moto & Jigsaw Finance?
✔️ Panel of lenders — options available for most credit profiles
✔️ Competitive rates and flexible terms
✔️ Simple online application process
✔️ Quick decisions — often within minutes
✔️ Finance available on used motorcycles & scooters
✔️ Personal support — we’ll guide you through every step

How It Works:
Click Apply Now and complete a short online application

Jigsaw Finance will carry out a soft credit search — this won’t affect your credit score

You’ll be matched with a suitable lender from their panel

The lender may request proof of ID, address, or income

Once approved, the lender pays us directly for the bike — you simply make monthly payments to the lender

We arrange delivery or collection of your bike — and you’re ready to ride!

Ready to Apply?
👉 Jigsaw Finance

Introducer Application Form

Compliance Reading



Frequently Asked Questions
Can I get finance on a used motorcycle or scooter?
Yes — we specialise in used motorcycles and scooters, and can arrange finance on any bike or scooter we have in stock.

Can I get finance with a poor credit history?
Jigsaw Finance works with a panel of lenders, so there are often options available even if you have a less-than-perfect credit history.

Does applying for finance affect my credit score?
No — the initial application is a soft search, which won’t affect your credit score. If you choose to proceed, a full credit check will be required by the lender.

How quickly can I get a decision?
Most applications receive a decision the same day — often within minutes.

How do I apply?
Click the Apply Now button on this page and complete the simple online application.

Important Information:
Sell Your Motorbike Ltd (FRN 1035235) is an Introducer Appointed Representative of Jigsaw Finance Limited, who is authorised and regulated by the Financial Conduct Authority (FRN 679612).
Jigsaw Finance Limited is a credit broker and not a lender. They work with a panel of carefully selected lenders to help find the best finance product for your needs.

We can introduce you to these finance providers and will not charge you for this service. We may receive a commission for introducing you to them.

Finance is subject to status and availability. Terms and conditions apply. Applicants must be aged 18 or over.